All Things Money & Finance
Yesterday while I was on hold with my car insurance company (which had a pretty creative hold message), my roommate came to tell me a quote that she had found about money. I thought I’d share because I got such a kick out of it.
Every day I get up and look through the Forbes list of the richest people in America. If I’m not there, I go to work.
-Robert Orben
Makes sense to me!
I’ve been wanting to change jobs, or at least have something else on the side. I’ve been really looking into starting an online business. I’m really leaning towards selling designer purses online. I hear that a lot of people make tons of money selling purses. So, I just might give it a try. Also, I’ve decided to use a company that specializes in wholesale dropship. It will help the business run much smoother, and less clutter on my part! All in all, it seems to be a lucrative idea.
Anyone who has experienced one first-hand knows that weddings are not cheap (just ask my parents). My wedding took place nearly four months ago in Salt Lake City and was a rather extravagant event. With the exception of our Utah caterer, wedding expenses were split between the two families according to who traditionally pays for what. Which brings up the question, who is supposed to pay for what?
Bride’s Family
Groom’s Family
The fact is, china dishes are very expensive. Especially if some of it breaks, and you either have to find a china replacement piece or just get a new set. This can really add up quickly. Instead of having to buy a new set, look into special online retailers that specialize in replacement china. That is most likely your best bet.
I just read online that the average mortgage takes about 30 years to pay off. And during that time you pretty much pay double the purchase price. That is crazy! I guess the trick is paying it off early. There are so many different offers floating around that say they can help you pay off your mortgage faster. The one that really seems to stand out (in a good way) the most is what they call a money merge account. One thing that caught my eye about this program is that it isn’t one of those that just tell you to pay on your mortgage twice a month. Just think of all the money you could save if it works!
Business just astounds me sometimes. I love learning about how things got started; what was the driving force behind innovations and advancements. I just recently learned some interesting things about the trucking/freight hauler business. I first found all of this when I was looking up “Utah Transport”.
In the 1900s, trains were the mode of product transportation. Trains were efficient, effective, and could haul a great amount of product. The only problem was that trains could only deliver to centralized urban centers. From there, the product was then delivered to its final destination by horse-drawn vehicles.
A few years later, during World War II, the military needed new ways to transport supplies to the troops because the railroads were already so backed up. This is where they started experimenting with long-distance shipments using trucks with rubber tires.
By 1920, there was over a million freight trucks on the American roads. Then in 2006, there was an estimated 26 million freight trucks in the United States. Now that is a lucrative business.
It always seems that it is the little things in life that drive us the craziest. At least that is my experience. I absolutely hate being put on hold. To make it even worse, most of the time it is either horrible music or complete silence. I am not sure which one is worse.
I just recently found some interesting statistics about being put on hold. CNN conducted a study and found that 60 hours of an average person’s year consists of being placed on hold. Can you believe that? That is only in one year!
I’ve always wondered why some businesses have music, complete silence, or advertisements for their customers on hold. What helps them decide which course to take? I found this question interesting so I decided to do a little more digging. A survey conducted by the North American Telecommunications Association discovered that when on hold, a caller is more likely to stay for three minutes longer if the message is a mix of music and relevant information. So, why don’t all companies do this? You would think they would want those three extra minutes, right?
While researching all of this, I came across this new idea of having a creative hold message. Finally someone has come up with a better alternative to sitting in complete silence. I think this is a great idea for companies because they can tailor the message for their needs. I figure, if I have to spend 60 hours a year on hold, it might as well be relevant and entertaining.