Vocisole

How to Reduce International Credit Card Fees

Katia — Wed, 13 Aug 2008 21:10:30 +0000

Apply for a no-fee credit card which will not impose international transaction fees. This allows affords you the security of a credit card without the traditional associated fees.
Whether you are using an American or international credit card, know how much you are charged for transactions made abroad. Most credit card companies in the U.S. (Visa, MasterCard, etc.) charge a foreign transaction fee up to 3% to merchants processing the order. Contact customer service prior to traveling so you are not blindsided by unexpected fees.
Another fee that can be imposed on transactions abroad is foreign exchange rates, or a currency conversion fee, which may or not be the best exchange rate out there. For example, if you paid 100 Euros for a meal equal to $125.00, you may be charged fees based on the $125.00.

Need More Cash?

Charlene — Fri, 08 Aug 2008 18:00:09 +0000

Who doesn’t, right? Even the economy seems to minutely be recovering, it is still a long ways off from getting more from the almighty dollar. The sales industry gets a worse rap than it deserves–mainly because of all those pushy people don’t understand the phrase “No, thank you”. But within that industry, you can make the money you need to make ends meet or to have money to play with. If you are considering this industry, why not sell something that can sell itself and something that is worth it?

This country is finally becoming a little more health conscious. And as a result, the masses are in need of a way to get their nutrition in one easy spot. Exfuze is a company that sells a health drink filled with antioxidants and healthy fruit juices, including:

Fucoidan
Goji
Blueberries
Mangosteen
Seabuckthorn
Noni fruit
Gac

Exfuze is currently looking for distributors of their new health drink. This is where the money comes into play. By selling Exfuse’s health drink, you can have the extra money that you’ve been wanting. And why not sell something that will make a difference in people’s lives.

Stay Fashionable…

Charlene — Wed, 16 Jul 2008 22:31:55 +0000

without spending tons of money. It is possible. You just have to know where to shop and what to shop for. I’ve recently become a fan of wholesale shopping. And I don’t mean for food. But there are actually places that sell wholesale clothes, shoes, accessories, and jewelry. You can get fantastic clothes and even better prices. And no one even has to know that you bought it wholesale. Now we can all pity those who pay full price for everything they wear. One day they’ll learn…

You Most Likely Need This…

Charlene — Wed, 16 Jul 2008 21:08:40 +0000

Whether for your business or for personal use, there is one thing everyone should look into: data backup. Because most of our lives revolve around the computer and digital documents, it is essential to protect them. Person after person loses everything on their computer due to natural disasters, thefts, and just general computer problems and failures. And if your important documents haven’t been stored off-site, you can never get those things back. So, to protect yourself, look into some form of backup software. Believe me; you’ll thank yourself later.

The Latest In Business

jana — Tue, 15 Jul 2008 19:38:16 +0000

A new wave of employee satisfaction is surfacing as Qualtrics, the leading survey software released their latest employee 360 degree feedback survey. Not only will employees be evaluated by their supervisor, but also by their peers, reporting staff members, co-workers and customers. This survey will help identify the employee’s strengths and weaknesses provide mentoring insights and as well as target areas that need professional development. Gone are the days of suggestion boxes and bubble sheets. Qualtrics is turning a new leaf.

Why Didn’t I Think Of That?

Charlene — Tue, 15 Jul 2008 15:54:02 +0000

Have you ever seen or heard of new ideas, new innovations and thought why you didn’t think of that? It happens to me quite a bit. When they debut, they seem so brilliant, but so obvious at the same time. It makes me just want to smack my head and say “How simple. Of course!” But alas, I have not yet had an epiphany. So here are my top three “Why Didn’t I Think Of That” list:

Customized Vitamins: Code Nutrition offers customized vitamins based on your DNA. This is brilliant because we all kn0w and have heard over and over again that genetics have a lot to do with our health. All you have to do is send in an at-home cheek swab and they will start analyzing your genetic makeup. Innovative and new…and I didn’t think of it.
Amazon: Buying books without having to go to the bookstore. Think about it: no line, no wait (except for shipping, of course). I wonder if the inventor of Amazon.com knew that it would take off the way that it has.
Gummy Bears: Yeah, I said it. You know you wish you could have thought of that too. And now it is a favorite treat of children and adults alike. I do sometimes wonder just how much the gummy bear empire is worth. But maybe I should just find something more productive to think about.

A New Resolve

Charlene — Thu, 10 Jul 2008 17:11:06 +0000

I seem to be constantly flip-flopping between being in control of my debt and drowning in it. And quite frankly, I am tired of it. So, I’ve made a new resolve: I am going to get out of debt once and for all! I know it will take work and dedication, but it will be better in the end. I am going to pay off my credit cards, my school and car loans, and then look into some accelerated mortgage programs.

One by one I’ll pay these things off and put that extra money towards the next thing to pay off. It is like my new year’s resolution…but in July.

I imagine that once I pay off all my debt, I will feel exactly like this:

When Looking For A Caterer…

Charlene — Tue, 08 Jul 2008 17:45:06 +0000

It is important to shop around for the best pricing. My little sister has just announced that she is getting married pretty soon–probably sooner than she should be getting married. But that is another story. Because of how soon the marriage is scheduled, I have been put in charge of finding the right Utah caterer to make this the perfect wedding for my baby sister.

I just have to keep reminding myself that I don’t have to settle for the first caterer that I come across. I can take my time and really take a good look around. And I have already found that by letting the caterers know that I am looking around, they have offered me better deals than they would have otherwise.

Bathing in style!

jana — Mon, 23 Jun 2008 21:06:09 +0000

The plumbing in our bathroom is on the fritz and we’ve been researching what needs updating, new plumbing supplies we need to buy, etc… I’ve been dropping nonchalant hints because if it were up to me I’d remodel the entire thing! I’ve been looking into different remodeling options and came across some pretty amazing bathrooms! Although some of these might be a little (cough, cough) out of our price range, it can’t hurt a girl to dream!

Recession-Proof Careers

Katia — Mon, 09 Jun 2008 21:34:04 +0000

With the impending possibility of a recession, most Americans are feeling the pain…at the pump, the grocery store, and now at work. With rising costs and a sluggish economy, companies within several industries are required to layoff thousands of employees and unemployment rose to nearly 5% just last month. However, there are a few occupations that remain unaffected and untouched by slow economic growth.

Teachers - schools all over the country are hiring teachers in order to meet population growth demands.
Healthcare - namely nurses and physicians’ assistants.
Accountants -you know the cliche…the only two certain things in life are death and taxes. So accountant won’t be out of job anytime soon.
Alternative energy - as America’s dependency on foreign oil worsens, alternative energy is a booming industry despite a slow economy.
Truck driving jobs - Swift Transportation Company, one of the largest publicly-held trucking companies in the nation, has thousands of Swift jobs available. Truck drivers transport nearly 75% of everything consumed in the United States, so demand for truckers remains high.